Accessible Microfinance for Lagos
Banking that grows with your business
Fast loans, savings accounts, and financial services designed for small businesses and individuals across Lagos communities.
Why Lagos Trusts MicroBank
- Fast Approval Get loan decisions within 24 hours with minimal paperwork
- Community Focused Serving Lagos neighborhoods with local branches and support
- Flexible Terms Repayment plans that adapt to your business cash flow
- No Hidden Fees Transparent pricing with clear terms and conditions
- Licensed & Regulated Fully licensed by the Central Bank of Nigeria
- Mobile Banking Manage your account anytime, anywhere with our mobile app
Banking Services Built for You
Access working capital from ₦50,000 to ₦5,000,000 with competitive interest rates. Apply online and get approved within 24 hours. Perfect for inventory, equipment, or expansion.
Grow your money with high-yield savings accounts and flexible investment options. Earn up to 12% annual interest with no minimum balance requirements. Start saving with as little as ₦1,000.
Send and receive money instantly across Nigeria. Pay bills, buy airtime, and transfer funds with zero transaction fees for the first three months. Bank on the go with our secure mobile app.
Free workshops and one-on-one coaching to help you manage your finances better. Learn budgeting, business planning, and investment strategies from certified financial advisors.
Empowering Lagos Entrepreneurs
Expanded her textile business from one stall to three locations across Lagos markets using a ₦2M business loan with flexible repayment terms.
Launched a successful catering company serving corporate clients after securing startup capital and attending our business planning workshops.
Grew from a solo phone repair shop to employing five technicians with equipment financing and working capital support.
Purchased two additional vehicles for his logistics business, doubling monthly revenue within six months of loan approval.
Our Impact Across Lagos
Success Stories from Our Community
From Market Stall to Retail Store
Blessing transformed her small market stall into a thriving retail store in Ikeja. With a ₦1.5M loan from MicroBank Lagos, she purchased bulk inventory, renovated her space, and now employs three staff members. Her monthly revenue increased by 300% within the first year.
Read Full Story
Scaling a Food Production Business
Yemi needed capital to purchase industrial grinding equipment and expand production capacity. Our ₦3M equipment loan helped him triple output and secure contracts with major supermarket chains across Lagos. He now exports to neighboring West African countries.
Read Full Story
Building a Fashion Empire
Funke started with a small tailoring shop and a dream. Through three successive loans totaling ₦4M, she opened two additional boutiques, hired 12 tailors, and launched an online store. MicroBank's financial literacy training helped her manage cash flow during expansion.
Read Full StoryHear from Our Customers
MicroBank Lagos believed in my business when traditional banks turned me away. The loan approval was fast, and the repayment terms actually work with my cash flow. I've grown from 2 employees to 8 in just one year.
The financial literacy training changed everything for me. I learned how to manage my books properly, plan for taxes, and reinvest profits wisely. Now my business is sustainable and growing steadily.
I was nervous about taking a loan, but the team at MicroBank walked me through every step. No hidden fees, no surprises. Just honest banking that helps small businesses like mine thrive.
The mobile app makes banking so convenient. I can check my balance, transfer money, and even apply for additional funding right from my phone. It's banking that fits my busy schedule.
MicroBank isn't just a bank—they're a partner in my success. My account manager knows my business and helps me plan for growth. That personal touch makes all the difference.
Simple, Transparent Pricing
Starter Loan
- 8.5% annual interest rate
- Up to 12 months repayment
- 24-hour approval process
- No collateral required
- Free financial consultation
- Mobile banking access
Growth Loan
- 7.5% annual interest rate
- Up to 24 months repayment
- Priority approval in 12 hours
- Flexible collateral options
- Dedicated account manager
- Business planning support
- Free financial literacy training
Expansion Loan
- 6.5% annual interest rate
- Up to 36 months repayment
- Same-day approval available
- Multiple collateral options
- Senior account manager
- Quarterly business reviews
- Premium financial advisory
- Networking events access
Ready to Transform Your Financial Future?
Join over 12,500 Lagos entrepreneurs who trust MicroBank for their business and personal banking needs. Apply online in minutes, get approved within 24 hours, and access the capital you need to grow. Our team is ready to support your success.